Generally, yes. Most health insurance policies now have language that allows the insurance company to be reimbursed for the amount paid out on medical bills if the insured person gets a personal injury settlement.
The theory is that if you win your case, the negligent party is responsible for all of your injury costs—even those that have already been paid. If an insurance company covered surgeries, rehabilitation, hospital stays, or other costs the defendant should have paid, your carrier can make a claim of subrogation on the proceeds of your lawsuit.
Subrogation allows insurers to seek reimbursement for any payments made related to your injury.
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The Texas personal injury lawyers at Samples Ames PLLC are experienced in working with health insurers to reduce the amount on their claims on your settlement. For more information on what you may be owed after an injury, please fill out the brief contact form on this page to set up your initial case review. Your consultation is free, and we don't charge anything unless we win your case.